[1]
M. G. L. Sabay and E. M. Narvaez, “The Impact of Tablet Usage on CARD Bank’s Productivity in Davao Region, Philippines”, TWIST, vol. 19, no. 3, pp. 139–148, Jul. 2024, Accessed: Sep. 25, 2025. [Online]. Available: https://twistjournal.net/twist/article/view/341