SHARMA, Anupama; MALPANI, Gaurav. Significance of Retirement Planning Skills and the effect of Financial Understanding on Investment Behaviour: Insights and Implications from the “Big Three”. TWIST, United Kingdom, v. 18, n. 4, p. 116–122, 2023. Disponível em: https://twistjournal.net/twist/article/view/56.. Acesso em: 21 jun. 2025.